Insurance Claim Help for Roof Damage in Georgia

Dealing with roof damage is stressful—but fighting with insurance companies is even harder. DIM Roofing specializes in full-service insurance claim management, helping Georgia homeowners get approvals for hail, wind, and storm-related roof replacements.

Whether your claim was denied, delayed, or undervalued, we handle everything so you don’t have to.

Why Homeowners Choose DIM for Insurance Claims

We Fight for You—Not the Insurance Company

Choosing DIM Roofing means:

  • We handle the entire claim from inspection to payout

  • We meet your insurance adjuster on-site

  • We prepare detailed damage documentation

  • We request supplements for full code upgrades

  • We push back against underpayments

  • We specialize in tough carriers like State Farm & Allstate

  • We help overturn denied claims

Our job is to make sure your roof gets approved and replaced the right way, not the cheapest way.

The Insurance Claim Process

Our Insurance Claim Process (Step-by-Step)

STEP 1 — Free Inspection & Damage Evidence

We inspect your entire roofing system and collect:

  • Photos & videos

  • Hail/wind diagrams

  • Measurements

  • Material breakdowns

  • Code upgrade requirements

If damage qualifies, we prepare your documentation package.

STEP 4 — Approval & Scope of Work

When the carrier approves:

  • They issue a claim summary

  • We review it line-by-line

  • We request supplements for:

  • Code-required upgrades

  • Material upgrades

  • Hidden damage

  • Additional components

Your claim is handled with a defined, reliable system.

STEP 2 — File the Insurance Claim

We help you:

  • File the claim

  • Communicate with your carrier

  • Schedule the adjuster appointment

We make sure everything is filed correctly to avoid delays.

STEP 5 — Roof Replacement (Usually 1 Day)

Once approved:

  • Schedule your installation

  • Tear-off + full roofing system

  • Code upgrades

  • Clean-up

  • Final inspection

  • Submit completion photos to insurance

STEP 3 — Adjuster Meeting (We Handle This)

We meet the adjuster on your roof to:

  • Point out all damage

  • Ensure nothing is missed

  • Provide documentation

  • Fight for full roof coverage

This step is where most homeowners fail without professional help.

STEP 6 — Final Insurance Payment Released

The carrier releases the final check, and your claim closes.

A typical claim takes:

Claim Filing → 24–48 hours

Claim Timeline

How Long Does a Roof Insurance Claim Take?

Insurance sends confirmation.

Adjuster Visit → 3–10 days

State Farm & Allstate can lean toward the slower end.

Roof Installed → 1 day

Most DIM Roofing replacements are completed same day.

Final Check Released → 5–14 days

Depends on carrier availability.

Approval → 1–3 weeks

After paperwork + photos are submitted.

Total average timeline: 2–6 weeks

What Damage Qualifies for Insurance?

Qualifying Damage for Insurance Approval

Insurance typically approves a roof replacement when:

Storm-Related Damage Exists

  • Hail impacts

  • Wind creasing

  • Missing shingles

  • Lifted shingles

  • Damage on slopes facing the storm

Interior Damage Is Present

  • Stains

  • Leaks

  • Dripping

  • Attic moisture

Comparable Homes in Your Area Were Approved

If neighbors had their roofs replaced after a storm, your home likely qualifies too.

Free Inspection

What If Your Claim Was Denied?

Denied or Undervalued Claim? We Can Help.

Many denied claims are due to:

  • Poor initial inspections

  • Missed hail or wind damage

  • Inexperienced adjusters

  • Incomplete documentation

  • Carriers offering “patch jobs” instead of full replacement

We specialize in overturning these decisions using:

  • Supplemental evidence

  • Better documentation

  • Code upgrade requirements

  • Side-by-side damage comparison

  • On-site adjuster reinspection

In many cases, we can get the claim fully approved.

Free Inspection

We Work With Every Major Insurance Carrier

  • State Farm

  • Allstate

We regularly work with:

  • USAA

  • Travelers

  • Farmers

  • Progressive Home

  • Liberty Mutual

  • And more

  • Nationwide

Frequently Asked Questions (FAQs)

Insurance Claims FAQs

  • Yes—if damage is caused by hail, wind, or storms. Roof aging/wear is not covered.

  • Most homeowners pay only their deductible, assuming full approval.

  • We guide the process but the homeowner must make the initial call—required by law. We assist with everything else.

  • We can request a reinspection and provide stronger documentation.

  • Storm-related claims are no-fault, meaning rate increases are uncommon.

  • Immediately. Carriers usually allow 6–12 months, but some give less time.

  • Partial approvals can often be overturned through supplemental requests.